Privacy Policy

Who is providing this notice? Phoenix Loans L.L.C

FACTS What Phoenix Loans L.L.C does with your personal information
1. Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
2. The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • • Social Security number, employment and income information
  • • Bank account information and transaction history
  • • Consumer reporting agency information and transaction history
3. All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information, the reasons Phoenix Loans L.L.C chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information: Does Phoenix Loans L.L.C share? Can you limit this sharing?
For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to consumer reporting agencies Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For non-affiliates to market to you Yes Yes
Questions?

Call 1-775-624-4320

To limit our sharing
  • Call 1-775-624-4320 or email us at info@phoenixloans4u.com. Please include specific instructions as to the type of personal information you do not want us to share, along with your name, address, account number and telephone number.

What we do

How do we protect your personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards.
How do we collect your personal information? We collect your personal information, for example when you
  • Apply for a loan
  • Use our website
  • Give us your income information
  • Provide employment information
  • Give us your contact information

We also collect your personal information from others, such as consumer reporting agencies, affiliates or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates' everyday business purposes information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]

What happens when I limit sharing for an account I hold jointly with someone else? Federal law gives you the right to limit only:
  • Your choices will apply to everyone on your account

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we provided this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-Affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include consumer lenders, direct marketing companies, consumer reporting agencies, debit card issuers and others.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include financial companies such as credit card companies.
Other Important Information

California. In accordance with California law, we will not share information we collect about you with companies outside of our corporate family, except as permitted by law, including, for example, with your consent or to service your account. We will limit sharing among our companies to the extent required by California law.